Custom solutions to manage pollution and other risks.
Environmental insurance provided by InFocus Insurance.
Environmental concerns continue to be a leading societal and business risk issue, sometimes posing serious unexpected challenges. We’ll work with you to create a custom solution to help protect your business against environmental risks.
The cost of environmental damage to businesses.
These days, businesses face tougher environmental laws and greater public scrutiny. So, when your business accidentally causes pollution, contamination, or other environmental damage, it can be costly all around.
Areas where business insurance alone is not enough.
The loss of business and replacement or repair of your business’ equipment is a hefty price in itself, but your business could also face damages for the clean-up operation. Usually, these types of costs are not covered by general business liability insurance, so you’ll need a specialist environmental insurance policy to protect your business.
Reasons why your business should have environmental insurance.
Environmental insurance is particularly essential if you face long-term risks, such as historic contamination that results from business operations in the past, but causes damages now. Many environmental insurance policies also cover the costs of defending claims, whether or not they result in a damages award. Additionally, holding environmental insurance for your business can even be a great public relations move–it shows you’ve given thought to the risks and have taken the advice insurers offer to reduce the likelihood of an incident.
Some policies automatically update along with regulations.
Look out for environmental insurance policies that are automatically updated to reflect changes in the rules and amounts that apply to damages for breaching environmental regulations.
Not sure if environmental insurance is a good fit for your business? We can help you determine if it’s necessary.
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