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Worker’s Compensation

Worker’s compensation is a system to compensate employees for injuries or illnesses they sustain at work resulting in medical care or missing work. Employers must purchase worker’s compensation insurance annually to provide this coverage.

Worker’s comp insurance is a legal requirement for most employers. If you have employees, state law may require you to carry worker’s compensation insurance. See your state’s specific requirements and reevaluate your policy annually to reflect your current business operations and payroll.

Employers are responsible for maintaining a safe workplace and training employees on safety procedures. But employee injuries still happen:

  • A worker slips and falls in a retail shop or restaurant
  • An employee is injured in a car accident running company errands
  • A worker develops carpal tunnel from repetitive office work

This could be devastating to both employee and employer. Worker’s compensation was created to navigate these situations.


Let InFocus Insurance help increase your savings and improve cash flow by combining your worker’s compensation with Heartland payroll service! InFocus Insurance will help navigate the ever-changing complexities of owning a business. Rely on a dedicated single point of contact supported by a team of specialists who understand your business and can provide payroll services at reduced pricing.

InFocus Insurance supplies businesses with competitive, exclusive rates on payroll that will save you time and money. No audit bills are required, and worker’s compensation payments are tied directly to the actual payroll in small portions ensuring that you will not overpay the insurance company.

InFocus Insurances’ partnership with Heartland payroll allows you to focus on growing your business. Heartland is a Fortune 500 company with years of experience and high customer satisfaction. Contact InFocus Insurance for a free review of your existing insurance and payroll program.

Connect with us personally for a free no obligation quote.